Guaranteed Life Insurance
Guaranteed life insurance is a type of guaranteed whole life insurance policy that protects families from a financial hardship when a loved one passes away. Most guaranteed life insurance policies are used for covering someone’s final expenses including burial & funeral expenses and cremation expenses. Once again, we specialize in whole life insurance no medical exam no health questions.
Guaranteed life insurance plans are simple with NO health questions, No prescription checks, NO medical exams and NO medical underwriting. ALL who apply are APPROVED!
You can protect your family’s future within 7-10 minutes by calling Guaranteed Life at 800-582-8017 or read below for more information.
Benefits of Guaranteed Issue Life Insurance:
- Your policy LASTS your whole life
- No medical exams
- No health questions
- Coverage amounts up to $40,000
- Your monthly payment will NEVER increase
- Your acceptance is GUARANTEED
- Easy application with INSTANT approval
- Coverage available for ages 40-85 years old
What is Guaranteed Issue Life Insurance?
Guaranteed issue life insurance is just another name for guaranteed life insurance. Guaranteed life insurance is also called guaranteed acceptance life insurance as well. Once again, ALL of these are whole life insurance for seniors that last your whole life and never can be cancelled. Plus, they all slowly build cash value over time which you can borrow against if you have an emergency. Guaranteed life insurance is PERMANENT life insurance because it doesn’t terminate like term insurance. Once again, ALL GI plans are life insurance with no medical questions.
Who needs a Life Insurance Guaranteed Issue policy?
Life insurance guaranteed issue plans are perfect for those who have some severe health conditions. Health conditions/services could include:
Above are just some examples of health issues that would fit perfectly with a guaranteed life insurance plan. Many others could include life insurance for cancer patients, life insurance for terminally ill, and life insurance mental illiness. However, you can call 800-582-8017 and speak to one of our agents to see if a guaranteed life insurance policy is right for you. We often find that our clients think they are in worse shape than they really are. So, you may qualify for a cheaper plan that doesn’t have a waiting period.
How to Apply for Coverage?
Most applications take less than 10 minutes start to finish. NO AGENT will have to visit your home. ALL applications can be completed over the phone AND using a computer, tablet or smart phone. Once again, this will be the easiest life insurance application you have EVER complete. In fact, most of our clients often say.. “WELL THAT WAS EASY”.
How to get Guaranteed Acceptance Life Insurance No Waiting Period
Unfortunately, ALL guaranteed acceptance life insurance plans come with a 2-year waiting period. Actually, some companies have a 3-year waiting period. So, how does the waiting period work?
For most guaranteed life insurance companies… if you were to pass away within the first 24 months of taking out your policy, all your premiums payments you made would be returned PLUS 10 percent interest. However, most guaranteed life insurance companies offer an accidental clause during the first two year. This means if you die within the first two years of your grace period accidently, most companies would payout the full death benefit of the policy. Once again, you may still qualify for a plan that doesn’t have a waiting period depending on your current health conditions.
If your health requires you to purchase a policy with a waiting period.. IT’S VERY IMPORTANT to start your plan immediately. You want to get your waiting period behind you so your family is protected. You will be surprised how fast two years will come and go. Click below for instant guranteed life insurance quotes.
How to Save When Buying No Exam Life Insurance
The BEST way to purchase guaranteed life insurance for seniors is to use an independent broker. Life insurance brokers have access to several insurance companies, which means brokers can can save you a ton of time and money. Here at Guaranteed Life, we compare ALL the best guaranteed issue life insurance companies against each other to find you the BEST rates. We’re a free, full service, state appointed Life Insurance Agency that specializes in affordable guaranteed life insurance plans.
Best Guaranteed Life Insurance Companies
You have several options available when buying guaranteed life insurance with no health questions. However, we have our favorites! 😊
Here is a few companies we work with on a daily basis that you should consider:
AIG – AIG whole life insurance is a great company who offers coverage for ages 50-85. Coverage amounts from $5,000 to $25,000. AIG guaranteed issue life insurance is a great choice for seniors with severe health problems. AIG plans also include some living benefits in the policy at NO CHARGE. AIG final expense plans are our# 1 choice. Best no medical questions life insurance hands down.
GERBER – Yes, they sell life insurance also. Gerber whole life insurance is available for ages 50-80 with amounts from $5,000 to $25,000. Gerber guaranteed life insurance has some great rates on the higher face amounts. Great plan for those wanting guaranteed acceptance life insurance no health questions.
GREAT WESTERN – Great Western life insurance offers great guaranteed acceptance plans with coverage for ages 40-80 years old with amounts from $1,000 to $40,000. Great Western guaranteed acceptance life insurance age 40-50 is great for those individuals between these ages and for those wanting higher coverages up to $40,000. Great option for those looking for life insurance no medical questions.
Why work with Guaranteed Life?
Guaranteed Life is an independent life insurance agency that focuses on helping individuals with guaranteed acceptance life insurance no health questions. We truly believe we have made getting life insurance as fast and easy as possible. Once again, you can apply online or by phone within 7 -10 minutes.
Our licensed agents are experts in senior final expense planning and ALL are passionate about helping find you the lowest guaranteed life insurance rates in the industry. We do that by shopping several different life insurance companies against each other to find you the BEST price and BEST plan for YOU.
To protect your family NOW.. you can call us at 800-582-8017 to start the process for guaranteed life insurance for seniors.